🌍💸 Erasmus+ Youth Exchange in Germany – Financial Literacy 4 Youth 🇩🇪 | Empower Your Money Skills & Shape Your Future! 🌟

🇩🇪 About the Project

Welcome to Financial Literacy 4 Youth, a dynamic Erasmus+ Youth Exchange taking place in Osterholz-Scharmbeck 🇩🇪! This programme brings together motivated young people from Türkiye 🇹🇷, Germany 🇩🇪, Spain 🇪🇸, Romania 🇷🇴 and North Macedonia 🇲🇰 for an exciting week of workshops, cultural exchange, creative challenges and hands-on learning focused on financial literacy, budgeting, saving strategies and smart decision-making. You will explore real-life money habits, teamwork, personal development and intercultural learning — all supported by experienced youth workers and a vibrant European environment.

🎯 What You Will Experience

💡 Interactive workshops on budgeting, saving & financial planning
🎨 Creative exercises about financial tools & real-life money habits
🤝 Team-based games, energizers & outdoor challenges
🎤 Group presentations, discussions & peer learning
🌍 Intercultural evening with food, music, traditions & national showcases
📸 Multimedia tasks using your laptops & cameras
💬 Daily reflections, group talks & personal development moments

🧳 What to Bring

🛂 Passport or ID
🧥 Warm & comfortable clothing (check the weather!)
🧴 Personal care items (towels, shampoo, toothpaste, slippers etc.)
💻 Laptop or camera (2 devices per country recommended)
💊 Personal medicines
💵 Old banknotes/coins or financial planners from your country
😊 Positive energy & open-mindedness

🎉 Preparations Before the Project

🌍 Prepare your intercultural evening performance
🎶 Bring music, snacks, traditions or fun activities to represent your country
🎬 Find videos, games or small educational tasks linked to financial literacy
⚡ Prepare morning & afternoon energizers
📸 Be ready for multimedia work using laptops and digital cameras

❤️ Participants’ Responsibilities

⏳ Follow the schedule and be on time
🤝 Respect everyone & show kindness
✨ Be active, creative and ready to step outside your comfort zone
🎯 Attend all activities unless illness or justified reasons
📝 Sign the official “Rules & Regulations” document upon arrival

💶 Costs & Insurance

All programme costs are fully covered by the organisers.
🔹 EU citizens must bring a valid European Health Insurance Card
🔹 Non-EU citizens must have private health insurance

📍 Location

Osterholz-Scharmbeck, Germany 🇩🇪

⏰ Application Deadline

5 December 2025

🌐 Eligible Countries

🇩🇪 Germany — 🇹🇷 Türkiye — 🇪🇸 Spain — 🇷🇴 Romania — 🇲🇰 North Macedonia

🔗 Application Link

https://forms.gle/AxhNvWhViQ4vqZ1dA

📘 Infopack

https://www.canva.com/design/DAG3xn9WtGA/sbBeNV70_Kekx642kPEC_A/edit?utm_content=DAG3xn9WtGA&utm_campaign=designshare&utm_medium=link2&utm_source=sharebutton

⚠️ Important Notice
1️⃣ Source of Information
This announcement has been prepared based on the information provided by the project coordinator.
2️⃣ Responsibility for Content
The project coordinator is solely responsible for the accuracy, details, and updates of the opportunity content.
3️⃣ Right to Modify or Withdraw
Coordinating organisations reserve the right to make changes after publication — including dates, activity details, or application deadlines — or to withdraw the announcement entirely.
4️⃣ Disclaimer of Liability
YouthWorks Hub is not responsible for any such changes, updates, or cancellations made by the project coordinators.
💡 Final Note:
All listings are shared for informational purposes only. Please always verify details directly through the official project coordinator or programme website before applying.